- When there is no close relationship between the cause of the loss and the risk insured against.
- When the insured wishes to go with the wreck after full compensation.
- When the insured has no insurable interest in the subject matter of insurance.
- When a mistake was made by the insured at the time of filling in a proposal form.
- When the insured fails to declare all the relevant material facts concerning the property insured.
- When the insured fails to effect payment of premiums to the insurer.
- When the insured fails to report the occurrence of the loss in time.
- When co-insurance was undertaken and the insured wants full compensation from each insurer.